Credit unions consistently beat banks on auto loans, mortgages, and savings—but figuring out which ones you can join is a mess. We fixed that.
Get your personalized matches
Navy Federal
Military affiliation
94%
match
PenFed Credit Union
Open to all
89%
match
Alliant Credit Union
Easy to join
85%
match
$2,340
Avg. yearly savings
Credit unions are nonprofit financial cooperatives owned by their members. That means better rates on loans, higher savings yields, and lower fees—because profits go back to you, not Wall Street.
Loan rates on auto loans, mortgages, credit cards & personal loans
Better returns on savings accounts and CDs than big banks
Most credit unions have no monthly maintenance fees
From questionnaire to credit union matches in minutes
Where you live, work, worship, or went to school. Each one opens different doors.
We check your eligibility against every credit union in America. Instantly.
Review rates and features, then apply directly with any credit union you choose.
"I truly believe the economic strength of a community depends on the ability of its residents and small businesses to obtain fair, relationship-based credit. That's why I started CUQualify."
Message from our founder
Have a question that's not answered here? We're always happy to help.
Yes, 100% free. You never pay anything.
A credit union is a nonprofit financial cooperative owned by its members. They offer the same products as banks—checking, savings, loans—but return profits to members through better rates and lower fees.
Yes! Many people belong to multiple credit unions to take advantage of different rates and products.
Most credit unions participate in shared branching, giving you access to 5,000+ locations nationwide. Plus mobile banking, mobile deposit, and 30,000+ surcharge-free ATMs.
See every credit union you qualify for.
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